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Student Loans Interest and Repayment Threshold Announcement for Plan 2 and Plan 3 loans
The Department for Education today (26 November 2025) confirmed annual updates to repayment thresholds for Plan 2 and Plan 3 Income Contingent Student Loans.
Income Contingent Repayment Student Loans
Undergraduate loans
Income Contingent Student Loans for Plan 2 (2012-2023) undergraduate loans
The income threshold and the lower interest rate threshold for repayment of Plan 2 loans to apply from April 2026 is £29,385.
The higher interest threshold for repayment of Plan 2 loans to apply from April 2026 is £52,885.
Postgraduate Loans – Plan 3
The income thresholds for repayment of Postgraduate Masters and Doctoral Loans to apply from April 2026 is £21,000.
Updates to this page
Published 26 November 2025